Senior Business Development Officer (Lagos, Abuja, Port Harcourt)

About Carbon We are a digital Tier 1 Unit microfinance bank. Our mission is to provide accessible and affordable financial services to individuals and businesses across Nigeria. We leverage technology to meet the evolving needs of individual customers and SMEs, driving financial inclusion and economic growth. About the Role We are looking for a driven Business Development Officer to join our field team and help expand Carbon's reach across Nigeria. You will be the face of Carbon in your territory — acquiring new customers, building relationships with merchants and community leaders, and driving loan disbursements. This is a high-impact, field-based role where your hustle directly translates to growth. Talent Acquisition & Field Operations: - Acquire new customers through direct field outreach and merchant visits\n- Meet monthly disbursement and collection targets - Maintain portfolio quality within acceptable PAR levels Relationship Building - Build relationships with market associations and community leaders - Identify and onboard SME clients for Carbon Business products - Conduct basic credit assessments for loan applicants Reporting & Compliance - Submit daily activity reports via the BDO app - Follow all KYC/AML procedures for customer onboarding - Provide market intelligence and competitor feedback to the team - OND/HND/BSc in any discipline - 5+ years experience in sales, microfinance, or field operations - Strong communication skills in English and local language - Smartphone proficiency - Willingness to work in the field daily - Must be based in Lagos/Abuja/Port Harcourt