Migo is Nigeria's leading embedded lending platform, founded in 2014. The company enables businesses to offer credit directly within their own applications, handling assessment, disbursement, and collections through API integration. Partners can launch lending services in under 30 days using Migo's credit infrastructure.
The platform relies on machine learning and AI-powered credit risk assessment to serve consumers and small businesses. To date, Migo has disbursed over 8 million loans, extending more than ₦100 billion in credit across Nigeria. The company has raised $37.2 million in funding.
Migo operates with a commitment to transparent, fair lending practices, with no hidden fees or predatory terms. The company holds NDPR/NDPA certification, reflecting its adherence to Nigeria's data protection regulations.
