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Prophius

Prophius is a Nigerian fintech company that provides contactless payment solutions and agency banking platforms for businesses, including a Tap on Phone application certified by Mastercard.

Prophius is a Nigerian financial technology company founded in 2018. The firm develops cost-effective contactless payment solutions to improve payment acceptance for businesses, with a stated mission to enable commerce for small enterprises. Its headquarters are in Lagos, with a geographic footprint extending across Sub-Saharan Africa and globally.

The company's flagship product, PayContactless, is a mobile application that converts NFC-enabled Android devices into point-of-sale terminals, enabling merchants to accept contactless card payments without dedicated hardware. Prophius was the first fintech in West Africa to be certified by Mastercard for its Tap on Phone technology. A second product, Fintribe, is an agency banking platform designed to provide financial services in remote areas.

Prophius operates across the fintech, mobile payments, contactless payment solutions, and agency banking sectors. The company focuses on building capabilities in payments and small business commerce, with a goal of contributing to a more inclusive financial ecosystem.

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